Dtown Insurance Safety Tips for Driving in the Rain

The old saying goes, "April Showers bring May Flowers," but rain also brings an increased risk of car crashes. In fact, according to the Department of Transportation, over 20% of car collisions are due to poor weather. Our insurance agents have some common car insurance agency safety tips to keep in mind when the rain comes pouring down.

7  Safety Tips for Rainy Weather

At Dtown Insurance, we care about our customer and neighbors’ safety.  Below are 7 tips for driving safely in the rain.

 

1. Slow Down

Wet roads impair the traction on tires, thus making control of vehicles more difficult and important. To lessen your chances of losing control and to keep as much traction as possible, slow down! Of course, you should always be going the speed limit, but this is especially important during inclement weather. Reducing your speed to the posted speed limit or a little below helps you stay in control of your car.

 

2. Turn on Your Lights

Rain and foggy weather impair vision, so you should be sure to turn your car's lights on when the first drizzle begins. You also want to make sure that other drivers can see you.

Another reason to turn on your headlights is that Pennsylvania state law requires that headlights must also be on anytime windshield wipers are turned on.

 

3. Keep Your Hands on the Steering Wheel

While your hands should always be on the steering wheel, this advice is most important during bad weather. Once the rain begins, put down anything you are holding (like food or your phone), and hold the steering wheel at positions 9 and 3, like a clock. Keeping both hands on the steering wheel will optimize your control of the vehicle and allow you to drive as safely as possible. Also, removing any distractions makes focusing on the road a lot easier. Do not text while driving, and make sure your phone is connected via handsfree Bluetooth.

 

4. Increase Following Distance

Make sure you leave plenty of room between you and the vehicle in front of you. Reduced visibility, wet roads, and wet brakes can make coming to a timely stop tricky. The recommended amount of room is at least 5 cars worth of distance. With ample space between you and other cars, you can ensure more safety.

 

5. Use Your Defogger

The rain already makes seeing everything around you difficult, and fog is another issue compounding poor visibility. If you find your windshield fogging up, turn the defogger on immediately. Both the front and rear windows usually have defoggers, so make sure to use both to see as clearly as possible in front and behind you.

 

6. Turn off Cruise Control

Using cruise control during rainy weather increases your chances of hydroplaning. Once rain starts, make sure you are out of the cruise control setting. If you find yourself hydroplaning, avoid braking or abruptly turning the wheel. Instead, you should take your foot slowly off the gas and keep your car heading in a straight line. While hydroplaning is scary, try to remain calm and follow this advice.

 

7. Avoid Standing Water on the Road

Driving through standing water could cause you to hydroplane and lose control. You will also impair your vision and the visibility of other drivers. Additionally, standing water could be hiding a pothole or other debris, and hitting any of these could cause damage to your car and put you in danger.

 

Contact Dtown Insurance for Your Auto Insurance Needs

In addition to these guidelines, a general rule of advice for any time you get in your car is to make sure your registration and insurance are up to date. Any drive, regardless of weather, could result in a collision, so making sure you have the necessary documents and coverage to protect yourself is crucial. Investing in car insurance and following these car insurance agency safety tips are steps you can take to better guarantee protection for yourself and your family.

 

Dtown Insurance agents have many years of experience in auto insurance. Our agents prioritize getting you the right coverage for the best price available. Some of the insurance carriers we work with include CSAA, Farmers, Foremost, Grange, Plymouth Rock, Progressive, STATE Auto and Travelers.


  Contact us today to learn how we can help you.


The Motorcyclist’s Guide to Insurance

June 4, 2026
Pennsylvania's Distracted Driving Law Effective June 5, 2026, the penalty is a summary offense with a $50 fine, plus court costs and other fees. Pennsylvania’s hands-free law may be referred to as Paul Miller’s Law. Paul Miller was killed in 2010 when a distracted driver crossed a center grass divider and traveled head-on into Paul’s car. If a driver is convicted of homicide by vehicle and driving while distracted, they may be sentenced up to an additional five years in prison. As a primary offense, drivers can be stopped by police if they have a mobile device in their hand while driving.  The law: Defines an interactive mobile device as a handheld wireless telephone, personal digital assistant, smart phone, portable or mobile computer, or similar device which can be used for voice communication, texting, emailing, browsing the Internet, instant messaging, playing games, taking or transmitting images, recording or broadcasting videos, creating or sharing social media or otherwise sending or receiving electronic data. Defines driving as operating a motor vehicle on a highway, including anytime the motor vehicle is temporarily stationary because of traffic, a traffic control device (e.g., a traffic light or stop sign), or other momentary delay. Defines the use of an interactive mobile device as using at least one hand to hold, or supporting with another part of the body, an interactive mobile device, dialing or answering an interactive mobile device by pressing more than a single button, or reaching for an interactive mobile device that requires a driver to maneuver so that the driver is no longer in a seated driving position, restrained by a seat belt. A driver may use an interactive mobile device if the driver moves the vehicle to the side of or off a highway and halts in a location where the vehicle can safely remain stationary. The hands-free law allows for an emergency use exception if it is necessary to communicate with a law enforcement official or other emergency service to prevent injury to persons or property. Pennsylvania's Texting-While-Driving Ban The law prohibits as a primary offense any driver from using an interactive mobile device to send, read or write a text-based communication while his or her vehicle is in motion. Defines an interactive mobile device as a handheld wireless telephone, personal digital assistant, smart phone, portable or mobile computer or similar device which can be used for voice communication, texting, emailing, browsing the Internet, instant messaging, playing games, taking or transmitting images, recording or broadcasting videos, creating or sharing social media or otherwise sending or receiving electronic data. Defines a text-based communication as a text message, instant message, email or other written communication composed or received on an interactive mobile device. Makes clear that this law supersedes and preempts any local ordinances restricting the use of interactive wireless devices by drivers. " Faces of Distracted Driving " is an online photo series exploring the tragic consequences of texting and cell phone use behind the wheel by sharing the stories of people from across the country who have been injured or lost loved ones in distracted driving crashes. Click here to view "Faces of Distracted Driving." Dtown Insurance agents have many years of experience in auto insurance. Our agents prioritize getting you the right coverage for the best price available. One of the best auto insurance carriers we work is AAA, one of the country’s largest and most reputable insurance carrier in the United States. Call today
Two people working on home generator.
May 6, 2026
Does a generator lower home insurance or help prevent claims? See how home generators protect against outage-related damage and when they make sense.
thunderstorm home insurance
March 23, 2026
Find out what homeowners insurance covers after a thunderstorm — from lightning strikes and hail to wind damage and power surges. Learn how to file a claim.
Show More